Sometimes, a lot of something can be great,
like vacation time, premium parking spaces, chocolate.
But you can have too much of a good thing,
like being too concentrated in your
own company's stock may not be ideal.
And you might not even realize it's happening
or you might not know how to navigate
the trading restrictions
and other potential regulatory issues.
If you've been with your company for several years,
I've seen cases where employees have as much as half
of their net worth tied up in their company.
You could have exposure to elevated market risk
and volatility, potential tax issues and liquidity concerns.
Depending on your age, your industry,
and the health of your company,
it's my opinion that the answer for you
may be in the 10-25% range.
Think of it like an elite athlete.
A pro has a short window of high-earning potential.
There's no guarantee of raking in
the money for many years,
so making the right decisions in those peak years is key.
I know this can be a tricky situation to navigate.
It's not just moving money around.
This is not about your loyalty to your company,
I feel that's demonstrated through
your job and its fruits.
It's about making wise investment choices.
It's about loyalty to your family.
It's important to set a plan in motion to diversify.
One way to diversify is through a 10b5-1 plan,
a pre-structured sale strategy.
You have options, and we can walk you through them.
We've helped many high-net-worth executives
navigate through this and we strive to help you too.
Let's connect and make a plan
to help protect you and your family.
I know your time is precious, so let's make it count.